If you or your loved one is recovering from surgery, living with a chronic condition, or simply needs more support at home, a hospital bed can make a world of difference. But before you make the investment, one question often comes up first: do I qualify for a hospital bed at home, and will insurance cover it?

At Hudson Pharmacy & Surgical, we help families across New York find the right home hospital and adjustable beds to improve comfort, safety, and independence. Here’s what you need to know about eligibility, insurance coverage, and the types of beds available.

Who Needs a Hospital Bed at Home?

Hospital beds aren’t just for hospitals. Many people benefit from having one at home, especially when mobility or medical needs change.

You may qualify for a home hospital bed if you or your loved one:

  • Have difficulty getting in and out of a standard bed
  • Need to change positions frequently for comfort or medical reasons
  • Require a caregiver’s help with repositioning or transfers
  • Have conditions such as arthritis, COPD, congestive heart failure, or after orthopedic surgery

Hospital beds are designed to improve safety, prevent falls, and allow both patients and caregivers to rest more comfortably. Adjustable features help with circulation, reduce pressure injuries, and make daily routines easier.

Learn More About Hospital Beds

Does Insurance Cover Hospital Beds for Home Use?

Yes, in many cases, insurance may cover the cost of a hospital bed at home. This often depends on your medical need, your doctor’s documentation, and your type of coverage.

Medicare Coverage

Under Medicare Part B, you may qualify for coverage if:

  • Your doctor prescribes a hospital bed as medically necessary
  • You have a condition that requires positioning not possible in a regular bed
  • The bed is for use in your home, not a hospital or nursing facility

Medicare typically covers 80% of the approved amount, after the deductible, if you use an approved DME (Durable Medical Equipment) supplier, like Hudson Pharmacy & Surgical.

Private Insurance and Medicaid

Private insurers and New York State Medicaid often follow similar guidelines but may have additional documentation requirements. Hudson’s experienced team helps you gather paperwork, coordinate with your doctor, and manage the claim process from start to finish.

Note: Always confirm coverage before ordering your bed to avoid out-of-pocket surprises.

Rent or Request a Hospital Bed Here

Types of Hospital Beds Available from Hudson

At Hudson Pharmacy & Surgical, we carry a full range of hospital-style and adjustable beds to fit every home, condition, and budget.

1. Flex-A-Bed Adjustable Beds

Flex-A-Bed Adjustable Beds are some of the most popular adjustable beds around. They’re known for their quality, affordability, and comfort.

  • Fully adjustable for head, feet, and overall height
  • Smooth, quiet motor operation
  • Designed for both comfort and long-term use
  • Ideal for individuals who need frequent repositioning

Check Out the Flex-A-Bed Value-Flex Bed Check Out the Flex-A-Bed Hi Low Series Bed

Plus, when you get your adjustable bed from Hudson, you benefit from our white glove delivery service, which includes setup, installation, and a thorough safety check, so you can enjoy peace of mind from day one.

Request Your White Glove Delivery

2. Span America HomeCare Beds

Span America Adjustable Beds are known for providing advanced safety, ergonomic features, and durability, which are especially beneficial for long-term care, rehabilitation, and home use.

  • Low-height design reduces fall risk
  • Trendelenburg and reverse Trendelenburg positioning options
  • High-quality construction for reliability and comfort
  • Works well for post-surgery recovery or limited mobility

Check Out the Span-America Advantage Bed Check Out the Span-America REXX Low Bed

3. Accessories & Supportive Equipment

Pair your bed with bed rails, overbed tables, and positioning wedges to enhance safety and independence. Our experts help you find the right combination for your needs.

Explore our Hospital Beds & Accessories for more options.

How to Qualify for a Hospital Bed at Home

Here’s what the process typically looks like:

1. Get a Doctor’s Prescription

Your physician must document that a hospital bed is medically necessary.

2. Obtain a Certificate of Medical Necessity (CMN)

This form verifies your condition and the need for specific features (e.g., electric adjustability, rails).

3. Work with an Approved DME Supplier

Hudson is a Medicare- and insurance-approved supplier that handles all the paperwork for you.

4. Choose the Right Model for Your Needs

We’ll guide you through available options, including adjustable and low beds for safer transfers.

5. Schedule Delivery and Setup

Our professional team delivers, installs, and tests your bed to ensure everything is ready to use safely.

Get Started By Reaching Out to Hudson Today

Safety & Comfort Tips for At-Home Use

Setting up a hospital bed at home doesn’t have to feel clinical. A few small adjustments can make it both safe and inviting:

  • Keep floors clear of clutter and cords
  • Add a bedside grab bar or rail for stability
  • Choose non-slip mats and soft lighting for nighttime safety
  • Position the bed near outlets for easy control access
  • Maintain regular cleaning and equipment checks

Hudson’s team can assess your space and recommend customized home safety solutions for your unique needs.

Schedule a Home Assessment for a Hospital Bed Here

Why Choose Hudson Pharmacy & Surgical

For decades, Hudson Pharmacy & Surgical has been helping New York families stay safe, comfortable, and independent at home.

When you order your hospital bed through Hudson, you get:

  • Local delivery and installation across the Tri-State area
  • Assistance with insurance paperwork and documentation
  • Expert advice on models and accessories
  • Personalized service from a compassionate, knowledgeable team

Ready to get started? Visit our Contact Page or call 914–941–4476 to schedule your free consultation today.

FAQ About Hospital Beds

Q: Does Medicare pay for a hospital bed at home in New York?

A: Yes, if your doctor certifies it as medically necessary and you use an approved DME provider like Hudson Pharmacy & Surgical.

Q: Can I rent a hospital bed instead of buying one?

A: Yes. Hudson offers both rental and purchase options for short-term or long-term needs.

Q: How long does delivery take?

A: Most hospital beds can be delivered and set up within 1–2 business days across the New York metro area.